California Privacy Protection Agency (CPPA) Suggests Significant CCPA Changes and Introduces New Insurance Regulations
California once again takes center stage in the online privacy world with proposed revisions to privacy regulations. On November 30, 2023, the California Privacy Protection Agency (CPPA) released proposed changes to the California Consumer Privacy Act Regulations (CCPA Regulations) and drafts of Insurance Regulations. These documents will be discussed during the board meeting scheduled for December 8, 2023.
It is crucial to note that these proposals do not yet signify the official beginning of the legislative process but rather serve as a means to facilitate CPPA board discussion and engage the public.
Recent Proposed Revisions to CCPA Regulations: A Focus on Child Online Protection
One of the key aspects of the proposed changes is the introduction of a new category of sensitive information: the personal information of consumers under 16 years old. This move aims to provide greater protection for minors online, recognizing the need to safeguard the sensitive information of younger individuals.
What Changes with the Proposed CCPA Regulations?
The proposed CCPA Regulations modifications include several significant changes:
- New Category of Sensitive Information: Proposing to add personal information of consumers under 16 as a new category of sensitive information.
- Monetary Adjustments: Regulating monetary thresholds, including increasing the business turnover limit under CCPA to $27,975,000 from January 1, 2023. Additionally, proposing an increase in civil penalties for violations.
- Clarity on Third Parties: Clarifying that third parties are individuals to whom personal information is sold or shared, not disclosed "for business purposes."
- Consumer Consent: Adding additional examples demonstrating the symmetry principle when obtaining consumer consent.
- Display of Opt-Out Preferences Status: Adding language reflecting businesses' new obligation to display the status of the consumer's choice regarding opt-out signals.
What the Draft Insurance Regulations Seek to Introduce?
The drafts of Insurance Regulations clarify that insurance companies falling under the CCPA's definition of 'business' must comply with the CCPA for personal information collected, used, processed, or retained for purposes not subject to the Insurance Code.
To read the full proposals, drafts of Insurance Regulations, and related materials, visit CPPA's official website.
Impact on the Future of Online Privacy
These proposals reflect the continuous adaptation of regulations to the growing complexity of technology and the online world. The CPPA's focus on specific information categories and clarification of responsibilities for insurance companies underscores the importance of agile legislation in response to digital advancements.
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Technical Glossary
- CCPA: California Consumer Privacy Act.
- CPPA: California Privacy Protection Agency.
- Opt-Out: Consumer choice not to be tracked or receive targeted advertising.
- Insurance Code: Reference to California insurance laws.
